CA Group company whose mission is to invest and manage equity ownerships and participations in funds in accordance with the Group's strategy and guidelines, including startups that contribute to technological innovation and transformation in the industries of financial services, agribusiness and sustainability.

WHO WE ARE

CCCAM - Gestão de Investimentos e Consultoria, Unipessoal, Lda. (CCCAM GI) is a company fully owned by Group Crédito Agrícola, whose mission is to invest and manage equity ownerships and participations in funds, in accordance with the Group's strategy and guidelines, including startups that contribute to technological innovation and transformation in the industries of financial services, agribusiness and sustainability, providing also strategic and financial advisory services to the CA Group.

INVESTMENTS IN STARTUPS

INVESTMENT SECTORS

FOCUS

INVESTMENT POLICY

Investment Strategy  

Investments will focus on innovative technological companies, specifically:

  • Fintechs, Insurtechs, Regtechs and AI/DATA
  • Agrotech and Industry 4.0 related companies in the agribusiness industry
  • Cleantechs and companies related to the Circular Economy, Sustainability and Social Economy,

linked with the Bancassurance business of Crédito Agrícola (CA) Group and/or business industries of strategic importance to CA Group and/or contribute to the implementation of CA Group's Sustainability Policy.

Investment Profile

Investments will be made in:

  • Equity and structured loans in companies (from early stage to mature businesses);
  • Pre-series, series A and B with a minimum investment of € 250,000 from CCCAM GI;
  • Companies with significant commitment from the founders, who are willing to have an active hands-on partner and report on a regular basis;
  • Projects involving co-investment with other entities, namely Funds and Venture Capital Companies and Business Angels;
  • Venture capital funds specialized in the business industry sectors eligible for investment.


INVESTMENT PROCESS



COMPANY OR PROJECT EVALUATION

Company Presentation / Business Plan

The company presentation / business plan should focus on:

  • Presentation of the team and track record;
  • Product / service description and / or solution;
  • Market and opportunity analysis;
  • Value proposal and competitive advantage;
  • Main results / KPIs achieved;
  • Investment plan and milestones;
  • Financial projections in the medium term;
  • Shareholders structure and funding sources.

Investment Evaluation

The investments must comply with CCCAM GI investment policy and assessed according with:

  • Founders / management team track record;
  • Disruptive, innovative and scalable technology and processes;
  • Products and services developed with implemented KPIs;
  • Sustainable revenue model with proven market acceptance;
  • Medium / long term winning projects that creates expectations for a successful CCCAM GI exit within a reasonable time frame;
  • Return on investment aligned with the corresponding risk and investment time frame.

CORPORATE BODIES

The Directors

Luís Paulo de Almeida Lagarto

Jorge José Tavares Pires Esteves

Jorge Filipe Almeida Gonçalves


Auditor

PricewaterhouseCoopers & Associados – SROC, Lda., represented by Fernando Manuel Miguel Henriques


Substitute Auditor: Rui Jorge dos Anjos Duarte

FINANCIAL STATEMENTS

To access the financial statements of CCCAM - Gestão de Investimentos e Consultoria, Unipessoal, Lda. (available only in Portuguese), please click the box below.

  • Annual Reports

CONTACTS

CCCAM - Gestão de Investimentos e Consultoria, Unipessoal, Lda

Logo CCAM GI

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Electronic Complaints Book Available

According to the law, digital platforms in the financial sector must have an Electronic Complaints Book. Ours is at your disposal.